The risk of foreclosures

The numbers are still not huge, but they're growing - and fast. In her MSN Money column, Liz Pulliam Weston notes a pick up in activity at ByDesign, a Los Angeles-based credit counselor, as homeowners worry about not making their mortgage payments. The Mortgage Bankers Association, which tracks delinquencies and foreclosures, expects a "modest" uptick in both by the end of the year.